Terms & Conditions

Terms & Conditions

Welcome to merivoncapital.com. These Terms and Conditions (“Terms”) govern your access to and use of our Website and the financial consulting, risk management, and loan advisory services provided through it.

By accessing, browsing, or using this Website, submitting an inquiry, or applying for financial services through us, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Website or services.

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Description of Services

merivoncapital.com operates as a financial consulting, corporate advisory, and referral facilitation platform. Our services include, but are not limited to:

  • Business Loans & Working Capital Solutions

  • Home Loans & Loan Against Property (LAP)

  • Commercial & Industrial Property Purchase Financing

  • Machinery & Project Funding

  • Company Acquisition & Debt Financing Consulting

Important Clarification: Unless explicitly stated otherwise, merivoncapital.com acts as an independent financial consultant, facilitator, and corporate agent connecting clients with third-party banks, Non-Banking Financial Companies (NBFCs), and institutional lenders. We do not directly issue credit, underwrite loans, or guarantee loan approvals.

Eligibility & User Obligations

By using our Website, you represent and warrant that:

  • You are at least 18 years of age (or the age of legal majority in your jurisdiction).

  • You possess the legal capacity and authority to enter into a binding agreement.

  • All information, documents, financial figures, and contact details you provide to us are accurate, complete, truthful, and up to date.

  • You will not use the Website for any unlawful, fraudulent, or unauthorized purpose.

Financial Advisory Disclaimer & No Guarantee of Approval

  • Informational Purpose: Content provided on this Website (including interest rate estimates, eligibility criteria, and loan calculators) is for general informational and educational purposes only and does not constitute formal legal, tax, or binding financial advice.

  • Lender Discretion: Loan approvals, interest rates, loan-to-value (LTV) ratios, repayment terms, and processing fees are determined solely by our partner banks and financial institutions based on their internal credit risk assessments.

  • No Warranty: We do not guarantee that your application will be approved or that you will secure specific terms or interest rates advertised on the site.

Submission of Applications & Documentation

  • By submitting an inquiry form or application on merivoncapital.com, you explicitly authorize us and our network of financial partners/lenders to:

    1. Review your submitted information and business details.

    2. Contact you via phone, email, WhatsApp, or SMS regarding your inquiry.

    3. Conduct necessary credit score pulls and background verification checks required by lending institutions, subject to standard regulatory guidelines.

  • You are solely responsible for ensuring that all financial records, tax filings, identity proofs, and corporate documents provided are genuine.

Intellectual Property

All content on merivoncapital.com – including text, graphics, logos, icons, software, domain names, and design layout—is the exclusive property of merivoncapital.com (or its licensors) and is protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, republish, or commercially exploit any material from this Website without our prior written consent.

Third-Party Websites & Links

Our Website may contain links to external third-party websites (such as banking portals, verification providers, or government databases). These links are provided solely for your convenience. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Limitation of Liability

To the fullest extent permitted by applicable law:

  • merivoncapital.com, its directors, officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or inability to use this Website or our advisory services.

  • We are not liable for any delays, rejections, errors, or interest rate fluctuations caused by third-party lenders, credit bureaus, or financial institutions.

  • We do not warrant that the Website will be uninterrupted, error-free, secure, or free from viruses or technical glitches.

Indemnification

You agree to defend, indemnify, and hold harmless merivoncapital.com, its officers, partners, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of or in connection with:

  1. Your breach of these Terms.

  2. Submission of false, misleading, or fraudulent information/documents.

  3. Your violation of any applicable law or third-party rights.

Privacy & Data Protection

Your privacy is critical to us. Any personal data or financial information you submit through the Website is handled in accordance with our Privacy Policy. By using our Website, you consent to the collection, processing, and sharing of your data with verified lending partners for the purpose of evaluating and processing your financial inquiries.

Modifications to Terms & Services

We reserve the right to update, modify, or replace any part of these Terms or change/discontinue any aspect of our services at any time without prior notice. The updated version will be indicated by the “Last Updated” date at the top of this page. Continued use of the Website following changes constitutes acceptance of those changes.

Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of India. Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts located in New Delhi, India.

Contact Information

If you have any questions, concerns, or grievances regarding these Terms & Conditions or our financial services, please contact us at: